Income from yield
A dividend yield is the yearly dividends paid divided by the price. At a 3.5% yield, a $100,000 portfolio would pay about $3,500 a year, or about $291.67 a month. This page does that math with a yield you enter; it doesn't name or suggest any investment.
Working back from a target
To see how big a portfolio a monthly income target implies, divide a year of income by the yield: 12 × target ÷ yield. $1,000 a month at a 4% yield implies $300,000. At 3.5%, about $342,857. Higher yields shrink the number, but a high yield can also signal higher risk or a price that has fallen.
Yield isn't fixed
Dividends aren't guaranteed. Companies can cut or suspend them, and they often do in tough years. Because yield is dividends divided by price, it moves whenever the price moves: if the price falls and the dividend stays the same, the yield rises, and vice versa. Treat any yield as a snapshot.
Reinvesting (DRIP)
Reinvesting dividends buys more shares, which pay more dividends. The simple model here grows the balance each year by the yield plus an assumed price growth rate: balance × (1 + yield + growth). $10,000 at a 3% yield with 4% price growth becomes about $38,697 in 20 years, and the dividend in year 20 is about $1,085. Real prices and dividends move around; this shows the mechanism with steady numbers.
Taxes and fees
Dividends are usually taxable in regular accounts, sometimes at lower "qualified" rates, and fund fees reduce what's paid out. This page ignores both, so real income would be lower.
Not a recommendation
There are no tickers, funds or companies here, by design. Enter the yield you're looking at and the math is the same for all of them.
Sources
Last reviewed: Sep 28, 2026